HVAC Financing Options
A new heating or cooling system is an investment in your home's comfort and value. Commodore offers flexible financing to make it affordable.
Affordable Payment Plans
We believe every Toledo-area family deserves reliable heating and cooling—regardless of budget. That's why Commodore partners with trusted lenders to offer flexible financing options with competitive rates, quick approvals, and terms that fit your financial situation. Whether you're replacing an aging furnace, upgrading to a high-efficiency AC, or converting to a heat pump, we'll help you find a payment plan that works.
0% APR for 12 Months
Qualifying customers can enjoy 0% interest for a full year on new system installations. Pay over time without paying extra.
Low Monthly Payments
Spread the cost of your new HVAC system over affordable monthly payments. Terms from 12 to 120 months available.
No Prepayment Penalties
Pay off your balance early without any fees or penalties. You're always in control of your payment schedule.
How It Works
Apply
Call us or fill out our form to schedule a free estimate. During your consultation, we'll help you apply—it takes just a few minutes with no hard credit pull to check options.
Get Approved
Receive a decision fast—often within minutes. We work with multiple lenders to find the best terms for your credit profile and budget.
Start Service
Once approved, we schedule your installation and you start enjoying your new system right away with payments that fit your budget.
Financing FAQs
What HVAC services can I finance?
Financing is available for new system installations, replacements, and major repairs—including air conditioners, furnaces, heat pumps, water heaters, and ductwork projects.
What credit score do I need?
We work with multiple lenders to accommodate a range of credit profiles. While excellent credit gets the best rates, we have options for many situations. Apply to see what you qualify for—there's no obligation.
How long are the financing terms?
We offer terms ranging from 12 to 120 months depending on the project size and lender. Shorter terms mean lower total cost, while longer terms mean lower monthly payments.
Can I combine financing with promotions?
In most cases, yes. Our current promotions can be applied before financing, reducing the total amount you finance. Ask your technician about available offers.
Ready to Get Started?
Don't let cost hold you back from the comfort your family deserves. Call Commodore today to explore your financing options.